14.12 Adoption and Enforcement of Written Policies

The Company has adopted the following written policies and procedures that define the company’s agency representation policies, competitive practices, fair housing guidelines, personnel policies, communications policies, documentation and record keeping policies, and a statement of the company’s overall commitment to the ethical and legal practice of real estate. Once reviewed and adopted, these policies should become part of each Associates everyday practice and will be enforced on a consistent basis by the Company.