4.22 Company Supplied Items

The Company publishes a list of items supplied at no cost to you and items provided at a cost to you when you join. This list and the costs may be modified from time to time. Currently, you can find a list of these items in the “Benefits Magazine” and the “New Agent Guide” booklet provided to you when you joined the Company. Although the magazine is named “Benefits”, the Associate understands and agrees by signing the Independent Contractor Agreement, in which this Policy Manual is incorporated, that the Associate will not expect or receive any “employment benefits” in the traditional sense of the phrase, since the Associate is an independent contractor. Any other supplies not so identified are to be provided by you at your own expense. Your Manager will establish a procedure for the handling of your expenses and reimbursements with the Company. You are expected to comply with this procedure for the billing and collection of expenses incurred by you. Any equipment and supplies provided by the Company are for your business-related use and may not be used for your personal use without the Company’s prior written consent.