14.4 Physical Condition of Property

In accordance with the REALTOR® Code of Ethics, Real Estate Commission Rules, and the State real estate licensing law, the policy of the Company is to disclose to all appropriate parties any known material facts of a property. This applies whether the Company is the listing agent, subagent, or buyer's agent. (See section 8 of this Manual captioned “Disclosure of Material Facts” for a discussion of what constitutes a “material fact.”)